https://forums.ascendedtrading.com/t/an-the-giant-of-what-is-automotive-retail/14126?u=okdig8633
Awesome as always @TheHouse I do generally agree with your general thought process as the house of cards comes crashing on Auto as well as the rest. I personally just believe it is further down the road than in coming months. To the financing aspect as noted there are lots of auto used dealers that do their own financing but AN is a juggernaut on the new side and financing is a large revenue stream in general.
Also we need not forget new car dealers also generate large amounts of revenue from service and parts revenue. In turn as the inability to buy new cars the rising cost of labor and parts availability goes up the fixed operations side sees an increase in profits.
Maybe someone more advanced can merge these two threads. But great perspective from you as always